The incentive applies to available Manor Homes under a binding purchase and sale agreement executed on or before October 31, 2026. Incentive availability and application are subject to the purchase agreement, seller approval, lender approval and applicable loan-program limits. Offer may not be combined with other promotions unless approved in writing. Prices, availability and terms are subject to change prior to execution of a binding purchase agreement.

 

Use of the preferred lender is not required to purchase a home; buyers may choose any lender. Incentives are available only when financing is obtained through the preferred lender and are subject to qualification, loan approval, and program guidelines. Rates are subject to change without notice. The interest rate and APR shown are for illustrative purposes only and are not a commitment to lend. Actual rate, APR, loan terms, costs, and eligibility may vary based on credit history, loan amount, loan-to-value ratio, property type, occupancy, market conditions, and other factors.

 

USDA financing is available only through approved lenders to eligible borrowers purchasing eligible properties as their primary residence. Income, credit, appraisal, underwriting and other program requirements apply. No down payment does not necessarily mean no cash due at closing; closing costs, prepaid items and other charges may apply. Financing is not guaranteed, and this advertisement is not a commitment to lend. Equal Housing Opportunity.

 

4.990% interest rate (5.251% APR) is subject to applicable loan program guidelines and borrower qualification. Incentive rates will only apply for the initial 7-year period and adjusts annually thereafter. At adjustment, the rate will be the average of the SOFR for 6 months. US Denominated secured overnight financing rate (SOFR) as published by the Federal Reserve Bank of New York, plus a margin of 2.75%. Rates are subject to a 5/1/5 cap for 7/6 ARMS. A 5/1/5 cap may adjust no more than 5 points, on the first adjustment, no more than 1 point at any 6 month adjustment thereafter, but in any event no more than 5 points higher than the Rate during the life of the loan. The APR of ARM’s my increase after consummation. Loans are for 30 years. No loan requires a balloon payment. Rates assume a FICO score of 750 or greater, for a first lien on a single-family, primary residence. Information is accurate as of this date and is subject to change without notice. Your interest rate and precise loan terms will depend upon the specifics of your loan transaction at closing.

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Speak with our preferred lenders for complete details.